Cross-posted with the premium plus group...
Wondering what my fellow Americans in the group are doing re: Medicare.
I'm not planning to take SS until 70 (5 years away), so that means out-of-pocket per month (instead of it being deducted from SS). I want to get signed up because, if we should return to the US, I don't want to face to 10-percent-per-year penalty for signing up late.
So I guess my question is: Are you signed up and eating the monthly cost for nw, taking SS and having it deducted, or not signing up, or what?
Thanks for any advice!