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Private health care quotes.


Posts: 25
Premium Member
Topic starter
(@daveanddebbie)
Eminent Member
Joined: 1 year ago

Hi

have you any links to private health care please.

We have our Portugese Health number but wish to boost where needed?

many thanks

Dave

13 Replies




Posts: 173
Ask Our Expats Consultant
(@anavieira)
Member
Joined: 1 year ago

Hello Dave,
There are several private health insurance companies working in Portugal, with diferent options, depending on what you want. 
Multicare, Medis, Advancecare are some of the most popular. They work in almost every private clinic/ hospitals from north to south of the country.
It will all depend on your age, family needs and of course your budget. 

They all have websites but im not sure if they have the information in english.
If you need any help, feel free to ask and i will be happy to help you.

Ana

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11 Replies
Premium Member
(@daveanddebbie)
Joined: 1 year ago

Eminent Member
Posts: 25

Hi Ana

thanks for your reply.

if you have some web addresses that would be great.

kind regards

Dave

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Ask Our Expats Consultant
(@anavieira)
Joined: 1 year ago

Member
Posts: 173
Premium Member
(@daveanddebbie)
Joined: 1 year ago

Eminent Member
Posts: 25

@anavieira, many thanks

kind regards

 

Dave

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 Ncw
Premium Member
(@ncw)
Joined: 1 year ago

Eminent Member
Posts: 28

@anavieira I have received quotes from Multicare and Allianz, and am waiting for a quote from my bank (Abanca). Right now Allianz is the most affordable at about 200Euros/Month for each of us. We are both 66. My banker suggested Allianz was not a "good" plan. Though right now they are the best deal by 100Euros/month. Any thoughts?

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Ask Our Expats Consultant
(@anavieira)
Joined: 1 year ago

Member
Posts: 173

@ncw it will all depend on the capital and covers you have, your health needs and pre-existing conditions.

my only advice is if you need help in the future regarding your policy, refunds or any problems, bank employees are not specialized in insurance. You should go with an insurance broker.
if you need, I can help you with that, and present you quotes.

just let me know 🙂

stay safe!

ana 

 

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 Ncw
Premium Member
(@ncw)
Joined: 1 year ago

Eminent Member
Posts: 28

@anavieira I have a quote from Allianz and Multicare 60+.  If there are other options for 66/67 year olds, please contact me. 911 084 355

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Ask Our Expats Consultant
(@anavieira)
Joined: 1 year ago

Member
Posts: 173

@ncw

hello!

I would be happy to help you. I sent you a message.

kind regards

ana

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Premium Member
(@wealtheagle)
Joined: 6 months ago

Active Member
Posts: 15

Hi @anavieira, I would like an insurance broker to get in touch too,we are a family of 4 (2 adults and 2 kids).Cheers.

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Ask Our Expats Consultant
(@anavieira)
Joined: 1 year ago

Member
Posts: 173

@wealtheagle
Happy to help you!
I sent you a message.
Cheers!

Ana

 

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 KGK
Community Member
(@kgk)
Joined: 8 months ago

New Member
Posts: 1

@ncw which plan did you choose? We got a quote from Medal which is associated with Allianz, and there were 4 options.

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 Ncw
Premium Member
(@ncw)
Joined: 1 year ago

Eminent Member
Posts: 28

@kgk MGEN from @anavieira

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Posts: 386
Ask Our Expats Consultant
(@thomasribatejo)
Member
Joined: 4 years ago

Note that there are two main routes:

1 - access plans, typically €5-10 per person per month, which allow you to access private care, typically at a discount, but little is included without payment.  There are, in reality, just a small number of providers, but the plans are badged as affiliates (so, EDP, ACP, etc) 

2 - actual health insurance, with its various tiers based on monthly payments of considerably more than €5-10 per month.

I mention this because some people pass off 1 as being some form of cover, which it isn't.  It is useful if you have providers nearby, and only occasional needs, so not to be dismissed - but if you hear of cheap options, they may be type 1 not type 2.

I cannot offer advice on either - I have type 1, via ACP, and it is a useful fall-back, as we have a CUF hospital nearby.  However, you must do your own analysis of which plan (whether type 1 or 2) meets your needs, as no-one else can know that.

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