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Wisconsin Moving to Portugal Likes Advice

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Posts: 7
Community Member
Topic starter
(@steve289)
Active Member
Joined: 2 years ago

All,

Once Covid settles down, we're off to PT to find our last home.  We're turning 70 so better do this before we start getting up in years.

Interested in comments about public vs private health insurance.  Esp. any suggestions on recommended providers.

Thanks so much, and know we'll be a regular on here.

Steve & Roz

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Posts: 411
Admin
(@astridff)
Active Member
Joined: 2 years ago

Hi Steve,

I think where you live could also determine whether you get private health insurance or not.

Living rurally, in my opinion, the public system is great. You don't have to wait too long to see doctors and the public hospital system is really good.

If you live in the city or large town, a simple visit to the doctors in the public system could mean hours of waiting, the unknown if the doctor can speak English etc.

I recently got health insurance through a broker as we are now based in Lisbon, and pleasantly surprised with how affordable it is. Happy to share her details with you in you are interested.

Astrid

 

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3 Replies
Community Member
(@steve289)
Joined: 2 years ago

Active Member
Posts: 7

Astrid,

Oh thank you so much for the help.

Initially we will rent in Lisbon, just to get our bearings and decide where we want to live long term.  Its my understanding that we need to have insurance when we apply for residency, and to begin with I think I'd prefer going private.  Healthcare is the one last unknown for us and at 70 probably the most important even though we are both very active and healthy.

So, yes.  Working with a broker would be a great option.  If you wouldn't mind, we'd love to have her contact information.

Thanks, Astrid.

Steve & Roz

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Admin UserGroup
(@lincolnbaggie)
Joined: 8 years ago

Trusted Member
Posts: 57
Posted by: @steve289

Its my understanding that we need to have insurance when we apply for residency

I'm pretty sure it's not necessary to have private health insurance to get residency, I certainly wasn't asked if I had any (in fact there were no questions about healthcare at all). However, it may depend on where you obtain your residency as local interpretations seem to apply across the country on just about everything.

Everybody I've known here who has had medical treatment through the public system has had nothing but praise for the service.

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Admin
(@astridff)
Joined: 2 years ago

Active Member
Posts: 411

@steve289 Hi Steve, no problem. I will send you a private message with her contact details. Her English is perfect.

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Posts: 411
Admin
(@astridff)
Active Member
Joined: 2 years ago

Hi Steve, welcome to the forum. I edited your post by adding the tag "healthcare" so members can find your question more easily 😀 

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Posts: 2369
VIP Member
(@x-camone)
Noble Member
Joined: 12 years ago
Posted by: @lincolnbaggie

I'm pretty sure it's not necessary to have private health insurance to get residency, I certainly wasn't asked if I had any (in fact there were no questions about healthcare at all).

That depends on citizenship. For those who do not have citizenship of another EU member state, the conditions for at least the first visa they'll be required to apply for may well include a requirement to have comprehensive health insurance.

Not sure what happens re: health cover or access to the public system on renewal, but it's 5 years before a permanent residency visa for non EU citizens is acquired and I think there are renewals of the initial visa required at the end of the first and third years prior to that.

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Posts: 18
 Ness
Community Member
(@ness)
Active Member
Joined: 2 years ago

Am I right in thinking that once we have obtained residency we can use the national system, opt for private or mic and match OR does insurance need to be in place before residency is established?

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