Question for the group. Fire insurance… is it a problem or a challenge to get or maintain?
I ask because in the mountains in California, where the Summer has turned into Fire season (Fall, Winter, Spring, and Fire) many homeowners have found their home insurance rates either quadrupled or their insurance cancelled entirely. It has led to people having to scramble for new insurers, sell, and/ or otherwise have a great deal of stress about their homes during what is already a difficult time…
We are currently traveling in the Algarve and have noticed (maybe?) some fire scars and some articles talk about fires etc… Especially in the hills around Monchique and Loule.
thoughts/opinions/ expertise? All welcome.